Collection of Information.
In connection with the Site, Company may collect Information in the following ways:
Through various forms filled out by a user on the Site or website.
Through Information provided by a user or client in connection with any services offered on the Site.
Through the maintenance and analysis of any Web server logs.
Through surveys, polls, blogs, vlogs, videos and postings and submissions of any sort.
Via e-mail, telephone calls and other communications between a user and Company.
Company may also connect non-personally identifiable information from users via “cookies” (small text files placed by Company on user computers), single-pixel GIF image files, Web server log analysis and other similar technological means. Such information may be used to track site trends and enhance the user experience, and may be shared with third parties.
To the extent third parties may place advertising on the Site, such third parties may utilize cookies or other technological means within the advertising to collect and utilize non-personally identifiable information. Company is not responsible for information collected by third parties in this manner, nor for the collection or use of Information by other sites to which the Site is linked.
Types of Information Collected by Company.
The following types of Information about a user are among those that may be collected by Company in connection with the Site:
Cell phone number
Date of birth
Other information provided by you to Company
Other technical information collected by the Site’s servers
No Collection of Information from Children.
The Site is not intended for users under the age of 18, nor does Company knowingly collect or retain Information in connection with the Site from children under the age of 13.
Use of Information.
The Company may use Information collected in connection with the Site in the following ways:
Fulfill your order
Send you an order confirmation
Send product updates or warranty information
Respond to customer service requests
Administer your account
Send you a newsletter and offers
Send you marketing communications
Respond to your questions and concerns
Improve Company Web Site and marketing efforts
Conduct research and analysis
To provide requested information, products and services to users via the Site or through other online or offline channels
To enable users to enter prize promotions and receive prizes from Company and/or third parties
To allow you to receive other offers from non-affiliated third party companies and marketers
To improve the user experience with the Site
In connection with the operation of the Site
For users to obtain information and offers for products and services offered by Company as well as selected third parties.
In order to do the foregoing, Company may provide the Information to third parties, including but not limited to selected third party marketers and vendors as well as third party contractors providing services to Company such as the operation of the Site, communication services and fulfillment of orders, and information verification. Credit card information, such as card numbers and expiration dates, are collected only when purchases are made and are used only for purchase transactions. Company also utilizes electronic and physical security to reduce the risk of improper access to or manipulation of Information during transmission and storage, but cannot guarantee the security or integrity of the Information and shall have no liability for breaches of security or integrity or third-party interception in transit.
Company may also disclose Information to affiliated entities, when it determines it is necessary to comply with applicable laws or regulations, in connection with a merger, acquisition, asset purchase or sale of or by Company, or to protect the interests or safety of Company, its customers, or other visitors to the Site.
Company may share your Information with various third party vendors that are not part or affiliated with us, including but not limited to vendors that provide us with technology to deploy commercial e-mail, vendors that sell the products or services for which you have qualified through the Site, and shipping companies that we utilize to ship products to you.
When you participate in an offer by completing a form, Company will transfer the Information you submitted on the form to the applicable advertiser. When you answer a survey question, or submit Information on the Site some or all of the Information that you submitted while using the Site will be transferred to advertisers that we believe may be of interest to you without providing you with another opportunity to review the Information.
Ad Serving Companies
Company may use third party ad networks or ad serving companies to serve advertisements on our Site(s). Company may share and pass Information about you to these companies so that they can deliver targeted advertisements that they believe will be of interest to you. The Information passed to these companies may include, but is not limited to, your IP address, e-mail address, name, mailing address, telephone number(s), date of birth, gender, and any other Information you provide to Company or Company obtains about you.
Third Party Marketing Partners
Company may share, license or sell your Information to third parties for various marketing purposes, including their online (e.g., e-mail marketing) and offline (e.g., telemarketing, cell phone text messaging, skip tracing, prerecorded messages, automated attendant telemarketing, and direct mail) marketing programs.
Opting Out from Offers from Company.
At any time, a user may opt out from receiving future offers from Company, by following the instructions contained within each marketing communication. Such opting out will not apply to any communications from third parties to whom Company may have provided Information regarding the user. Third parties’ use of the Information is subject to such parties’ own privacy policies, for which Company shall not be responsible.
Company has crafted a strong, zero-tolerance anti-spam policy to protect you. If you feel you have been sent spam, please contact us and Company will immediately take steps to solve the problem. Company holds the privacy of all users in the highest regard, as well as the recipients of emails sent by our advertisers.
We may or one of our third-party vendors, including Google, use Web Cookies to track the pages that you visit during each Site session, both to help us improve your experience and to help us understand how this Site is being used and to inform, optimize, and serve ads based on someone’s past visits to the Site and/or to report how ad impressions, other uses of ad services, and interactions with these ad impressions and ad services are related to your visit to the Site.
We at any time advertise utilizing Google Analytics features (e.g., Re-marketing, Google Display Network Impression Reporting, the Double Click Campaign Manager integration, or Google analytics Demographics and Interest Reporting). Using the Ads Settings link (Google.com), users can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads.
The Federal CAN-SPAM Act
The Federal CAN-SPAM Act, put into law in 2003, dictates rules in sending commercial email. Company vigorously follow these rules and add a few more for added safety.
Your California Privacy Rights.
Beginning on January 1, 2005, California Civil Code Section 1798.83 permits customers of Company who are California residents to request certain information regarding Company’s disclosure of personal information to third parties for such third parties’ direct marketing purposes. To make such a request, please contact us
II. California Residents.
How do you respond to Web browser “do not track” (“DNT”) signals or other mechanisms that provide consumers the ability to exercise choice regarding the collection of personally identifiable information about an individual consumer’s online activities over time and across third party websites or online services?
We do not monitor DNT signals or similar mechanisms.
May other parties collect personally identifiable information about an individual consumer’s online activities over time and across different websites when they visit the Site?
California residents who provide personal information in obtaining products or services for personal, family or household use are entitled to either: (1) a list detailing the categories of information shared and the entities to which such information was provided; or (2) to be notified of a mechanism by which a consumer may opt-out of having their information shared with third parties. We have elected the second option. To opt-out of having your information shared with third parties, please contact us at on the front page with contact form.
In accordance with California Civil Code Sec. 1789.3, California resident users are entitled to know that they may file grievances and complaints with the California Department of Consumer Affairs, 400 R Street, STE 1080, Sacramento, CA 95814; or by phone at 916-445-1254 or 800-952-5210; or by e-mail to firstname.lastname@example.org.
If you use this Web Site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. Further, by using this Web Site, you warrant that you are at least 18 years of age and possess the legal authority to use this Web Site. The Company does not sell products to minors, but it sells them to adults. If you are purchasing a product on behalf of a minor, you agree to supervise all usage of this Web Site by minors under your name or account. The Company reserves the right to refuse service, terminate accounts or remove or edit content in its sole discretion.
Disclaimer of Warranties and Limited Liability
THIS WEB SITE IS PROVIDED BY THE COMPANY ON AN “AS IS” AND “AS AVAILABLE” BASIS. IN ADDITION THE COMPANY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE 100% THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. ANY LINKS TO OTHER WEB SITES ARE PROVIDED AS A COURTESY. THEY ARE NOT INTENDED TO NOR DO THEY CONSTITUTE AN ENDORSEMENT BY THE COMPANY OF THE LINKED MATERIALS.TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. THE COMPANY DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM THE COMPANY ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE COMPANY WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES, EVEN IF THE COMPANY IS MADE AWARE OF THE POSSIBILITY OF SUCH DAMAGES.
SOME CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
By visiting this Web Site, you agree that the laws of the State of California, without regard to principles of conflict of laws, will exclusively govern these Legal and Licensing terms and any dispute of any sort that may arise between you and the Company. The only exception to this is information relating to Medicare plans, which is governed by Federal law.
By using the this website marketplaceinsurance.org (the “Site”), you agree to follow and be bound by these terms and conditions of use (the “Terms and Conditions”) and agree to comply with all applicable laws and regulations. In these Terms and Conditions, the words “you” and “your” refer to each customer or Site visitor, “we”, “us”, and “our” refer to marketplaceinsuranceorg and “Services” refers to all services provided by us. This website is not associated with any government or state agency please contact your state or government agency for any questions.
It is your responsibility to review these Terms and Conditions periodically. If at any time you find these Terms and Conditions unacceptable or if you do not agree to these Terms and Conditions, please do not use this Site and leave the site now. We may revise these Terms and Conditions at any time and from time to time by posting a notice on the Site. If you have any questions about these Terms and Conditions, please contact us at (ushealthexchange @ gmail.com) You are responsible for periodically reviewing changes to this Site, which you can do by clicking on the “Terms and Conditions”. You agree that your continued use of the Site following any changes to the Terms and Conditions constitute your acceptance of such changes and your intention to be bound by the Terms and Conditions. If you do not agree to such changes, your sole remedy is to discontinue use of the Site.